Loan pre-approval, payroll deduction, phone-a-loan solution, on line applications and competitive rates of interest make TFCU the area to fund your entire automobile requirements.

New Automobile Financing function:

  • Repayment terms as much as 96 months
  • As much as 60 months, minimum loan $5,000
  • For 61 to 72 thirty days term, minimal loan is $10,000
  • For 73 to 84 month term, minimal loan is $20,000
  • For 85 to 96 month term, minimal loan is $30,000
  • To qualify as brand brand brand new, car must certanly be present model 12 months or 1 previous model 12 months, untitled (no past owner), with lower than 5,000 miles. Applies to acquisitions from brand brand new automobile dealers just.
  • The financing that is maximum is supposed to be based on the credit rating of this applicant.
  • The purchase cost may maybe not meet or exceed MSRP/NADA Retail plus sales income tax and extended warranty.
  • Cars with commercial dishes can not be financed being a customer brand brand New car finance.
  • TFCU will not fund new autos bought from dealers situated not in the 50 united states of america.
  • TFCU doesn’t fund automobile financing with rebuilt or salvaged titles.
  • TFCU doesn’t fund cars bought at auction or from wholesale dealers as a customer brand New car finance.
  • TFCU will not fund automobiles for livery; must be use that is personal.
  • Warranty purchase available
  • GAP Insurance purchase available.
  • Minimal re payment “balloon” funding available – regards to 24, 36, 48, or 60 months and at the mercy of ALG access.

Used Car Loans function:

  • Repayment terms as much as 84 months
  • As much as 60 thirty days term, minimal loan is $5,000, maximum car age is 7 model years (including present model 12 months)
  • As much as 61 to 72 thirty days term, minimal loan is $10,000, optimum vehicle age is 4 model years (including present model 12 months)
  • As much as 73 to 84 thirty days term, minimum loan is $20,000, optimum vehicle age is 4 model years (including present model 12 months)
  • Minimal re re payment “balloon” funding available – regards to 24, 36, 48, or 60 months, at the mercy of automobile age limitations and ALG supply.
  • Cars with commercial dishes may not be financed as being a customer applied car finance.
  • TFCU will not fund utilized autos bought from dealers found not in the 50 united states of america.
  • TFCU will not finance automobile financing with rebuilt or salvaged titles.
  • TFCU will not finance cars bought at auction or from wholesale dealers as being a customer applied car loan.
  • TFCU will not fund automobiles for livery; must be use that is personal.
  • Warranty purchase available
  • GAP Insurance purchase available.

Brand New and Used Car Refinances

  • Should have a the least two years remaining in the term that is original.
  • Cannot surpass current term of loan being refinanced
  • New and auto that is used apply, depending on report about name and original purchase contract / loan contract.
  • The vehicle must be current or 1 prior model year old, have been purchased as new, and the refinance must be completed within 12 months of the original purchase date to qualify as a new auto refinance.
  • Maybe perhaps Not entitled to purchase or marketing prices
  • Cars with commercial dishes can not be refinanced being a Consumer Auto Loan.
  • Cars with rebuilt or salvaged titles are not able to be refinanced as a Consumer Auto Loan.
  • TFCU will not fund automobiles for livery; must be speedyloan.net compare loanmart with other lenders individual only use.

To learn more, see some of our conveniently found branches, or call (631) 698-7000, expansion 6790.

All prices and terms are susceptible to alter with no warning.

Featured Prices

New Auto, Trucks APR*
12 to 60 months 3.09%
61-72 months 3.49%
73-84 months 4.49%
85-96 months 4.99%

See All

*APR = Annual Percentage Rate. All prices are susceptible to alter without warning.

61-72 Mo. Minimum Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimal Loan $30,000