HSBC Personal Instalment Loan: How to have authorized for a financial loan

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Just how to use

HSBC Private Online Banking clients

New clients or customers that are HSBC private online Banking

Phone our Application Hotline

(852) 2748 8080

Easy steps for loan application via HSBC HK Mobile Banking software

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Loan resources and solutions

Publish supporting document for signature loans application

Which HSBC solution that is lending your right match?

Find a loan that is suitable to suit together with your certain requirements by responding to a couple of simple concerns.

Personal Loans Comparison

An evaluation of Tax Loan with Instalment Loan.

Smart tips about loans

Discover tips about how to borrow sensibly.

Associated services and products

Private Instalment Loan Redraw

Redraw against your loan and never have to re-apply.

Revolving Credit Facility

Pay only interest regarding the credit you utilize in the place of a set payment that is monthly.


Clear the money you owe faster utilizing the private Instalment Loan Balance Consolidation Program.

Money Instalment Arrange

Supplemental income and economic freedom to realise your individual objectives. Transform your available credit limitation into immediate cash or transfer the outstanding stability from other bank cards to your HSBC charge card account.

To borrow or perhaps not to borrow? Borrow as long as you can easily repay!

Important info


  1. Applications need to be submitted through the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general public breaks: 12 noon – 12 midnight, or specific branch’s opening hours) with all needed information (including without limitation a legitimate HSBC checking account quantity) and papers. The real turnaround time starts when most of the needed info is effectively input to the Bank’s application assessment system therefore the Bank may possibly provide the minute application result and investment disbursement. Processing time can vary greatly in certain situations with respect to the real circumstances of specific applications.
  2. Minimum redraw is HKD3,000 and a Personal must has been had by you Instalment Loan account fully for at the least a few months. The lender reserves the final right of enabling clients to redraw or otherwise not and has now single discernment to determine the redrawn quantity and tenor.
  3. Just relevant to clients who effectively make an application for and drawdown the mortgage throughout the marketing duration with an approved loan level of HKD1,500,000 or above. Month-to-month flat price is 0.11% and Annualised Percentage Rate (APR) is 2.47% for a payment amount of year. The APR is determined method that is using in appropriate instructions granted because of the Hong Kong Associations of Banks, and is curved up or down seriously to the nearest two decimal places. An APR is just a guide price, including all relevant interest levels, costs and fees for the product, expressed as a rate that is annualised.
  4. To qualify for HKD100 money rebate beneath the Document Submission Offer, an Eligible Customer must submit supporting document(s) needed by the Bank for a Loan application while the Loan of HKD100,000 or above must certanly be authorized throughout the marketing Period.
  5. Please be aware us and will not process any application that was referred by a third party under beneficial arrangement that we do not appoint any third parties to refer Personal Instalment Loan applications to. For enquiry, please call our hotline at (852)2233 3000.

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